Frequently Asked Questions

Answers to common questions regarding title loans

Below you will find answers to commonly asked questions regarding the title loan process. If you do not find the question and answer you are looking for, please visit our Find a Location page and locate your closest Auto Money Title Loans office then give us a call. One of our friendly Auto Money Loan Representatives will answer any question you may have and help you through your title loan process each step of the way.

What is a title loan?

What is a lien-free title?

A title loan is a quick and easy way to get the cash you need. Title loans use your vehicle’s title for collateral instead of your credit score. The amount of your title loan will be determined by our expert appraisers. We offer the best rates and give you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!

A lien-free title simply means that you own your car free and clear of any outstanding loans, liens or judgments. If you currently have an existing title loan on your vehicle with another company, we will pay it off at a lower rate!

What type of vehicles are eligible?

What should I bring?

You can get a title loan on many different types of vehicles including cars, trucks, motorcycles, and more. For non-typical vehicles, it can be dependent on the location. If you have a vehicle type and are unsure if if it is eligible for a title loan, just head over to our Find a Location page and call your local Auto Money Title Loans office for more information.

Getting a title loan is fast and easy especially when you come prepared with everything required to process your loan. The most important thing is making sure you have a lien-free title for your vehicle, but you will also need everything on the "What Should I Bring" list.

What if I have bad credit or no credit?

Where do I make a payment on my title loan?

It does not matter if you have good credit, bad credit, or no credit at all. Auto Money Title Loans does not check your credit when you apply for a title loan. We use your vehicle’s title as collateral for the money you borrow; your credit score has no effect on the amount of cash you receive.

When it's time to make a payment on your title loan you have a few options. You can make your payment at the location where you received your title loan using cash, debit, or money order or you can mail in your money order to the location where you received your title loan. All of your payment options will be explained in detail by one of our associates at the time you receive your title loan.

How and when do I get my title back?

How much cash can I get for my title?

When you receive your title loan, we keep your vehicle’s title as collateral for the money you borrow. Once you make your final payment on the title loan and your account is paid in full, we will immediately return your title to you. It’s our Guarantee!

Up to $20,000 cash! The amount of your title loan is based off the value and condition of your vehicle as well as how much you want to borrow. We offer more money for your title than anyone else in the industry!

 

How long does it take to get my cash?

Why choose Auto Money Title Loans?

Getting the cash you need from Auto Money Title Loans is fast and easy. You'll have a check in your hand in less than an hour. In order to make the process even faster, make sure you have everything required on the "What should I bring" list under our How it Works section.

Simple. Because we care about our customers. We understand that things come up that require cash in a hurry and they don’t always coincide with your payday. At Auto Money Title Loans, every day can be a payday! We get you the cash you need fast so you can pay unexpected bills, home repairs, auto repairs, or whatever else life throws at you. You get the most cash for your title and you keep your car. Plus, it doesn’t matter if you have no credit or bad credit, you’re instantly approved!

 

Disclosure:  This website is a solicitation for an auto title loan. This solicitation is not a unilateral contract or a guaranteed offer.  All title loans and the amount of the title loans are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed loan application, your employment status, monthly income and a vehicle evaluation.

 

* $20,000 instant approval loan amount is the maximum an applicant can receive. Actual amount of title loan is subject to vehicle appraisal by an Auto Money Title Loans employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan. Certain limitations apply. All title loans issued by Auto Money Title Loans are subject to customer's ability to repay the title loan.

 

** www.automoneytitleloans.com is not an online lender. Applications are not processed or approved online. Personal information other than resumes that you submit to this website is an inquiry to receive more information regarding a title loan from Auto Money TItle Loans. Any information you submit to this website will be forwarded to the Auto Money Title Loans office closest to the ZIP code you have provided for the purposes of contacting you about a title loan. Once your information is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.

Everyday can be payday!

You can't lose with Auto Money Title Loans!

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