Frequently Asked Questions

What is a title loan?

A title loan is a quick and easy way to get the cash you need. Title loans use your vehicle’s title for collateral instead of your credit score. The amount of your title loan will be determined by our expert appraisers. With low interest rates available and give you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!

What type of vehicles are eligible?

You can get a title loan on many different types of vehicles including cars, trucks, motorcycles, and more. For non-typical vehicles, it can be dependent on the location. If you have a vehicle type and are unsure if if it is eligible for a title loan, just head over to our Find a Location page and call your local Auto Money Title Loans office for more information.

What if I have bad credit or no credit?

It does not matter if you have good credit, bad credit, or no credit at all. Auto Money Title Loans does not check your credit when you apply for a title loan. We use your vehicle’s title as collateral for the money you borrow; your credit score has no effect on the amount of cash you receive.

How and when do I get my title back?

When you receive your title loan, we keep your vehicle’s title as collateral for the money you borrow. After you’ve paid off your loan in full, be sure to contact one of our loan specialists to learn more details on how the lien will be released from your title.

How long does it take to get my cash?

Getting the cash you need from Auto Money Title Loans is fast and easy. You'll have a check in your hand in less than an hour. In order to make the process even faster, make sure you have everything required on the "What should I bring" list under our How it Works section.

What is a lien-free title?

A lien-free title simply means that you own your car free and clear of any outstanding loans, liens or judgments. If you currently have an existing title loan on your vehicle with another company, we will pay it off at a lower rate!

What should I bring?

Getting a title loan is fast and easy especially when you come prepared with everything required to process your loan. The most important thing is making sure you have a lien-free title for your vehicle, but you will also need everything on the "What Should I Bring" list.

Where do I make a payment on my title loan?

When it's time to make a payment on your title loan you have a few options. You can make your payment at the location where you received your title loan using cash, debit, or money order or you can mail in your money order to the location where you received your title loan. All of your payment options will be explained in detail by one of our associates at the time you receive your title loan.

How much cash can I get for my title?

Why choose Auto Money Title Loans?

Up to $20,000 cash! The amount of your title loan is based off the value and condition of your vehicle as well as how much you want to borrow. We offer more money for your title than anyone else in the industry!


Simple. Because we care about our customers. We understand that things come up that require cash in a hurry and they don’t always coincide with your payday. At Auto Money Title Loans, every day can be a payday! We get you the cash you need fast so you can pay unexpected bills, home repairs, auto repairs, or whatever else life throws at you. You get the most cash for your title and you keep your car. Plus, it doesn’t matter if you have no credit or bad credit, you’re instantly approved!


Disclosure:  This website is a solicitation for an auto title loan. This solicitation is not a unilateral contract or a guaranteed offer.  All title loans and the amount of the title loans are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed loan application, your employment status, monthly income and a vehicle evaluation.


* $20,000 instant approval loan amount is the maximum an applicant can receive. Actual amount of title loan is subject to vehicle appraisal by an Auto Money Title Loans employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan. Certain limitations apply. All title loans issued by Auto Money Title Loans are subject to customer's ability to repay the title loan.


** is not an online lender. Applications are not processed or approved online. Personal information other than resumes that you submit to this website is an inquiry to receive more information regarding a title loan from Auto Money TItle Loans. Any information you submit to this website will be forwarded to the Auto Money Title Loans office closest to the ZIP code you have provided for the purposes of contacting you about a title loan. Once your information is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.

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